Business Owners Insurance
Choosing the right commercial insurance for your business requires time and effort that many business owners cannot spare. Experienced Tom Plummer Agency insurance agents customize insurance options to precisely fit your business needs while sourcing the best rates from a network of carriers.
For financial protection and peace of mind, Tom Plummer Agency offers a variety of commercial coverage options that include:
Standard Commercial Auto Insurance
covers vehicles weighing 1 ton or more or any vehicle used for commercial use. Coverage includes bodily injury liability and property damage as well as uninsured and underinsured bodily injury and property damage and medical payments. Discuss the options that are right for your business with with one of our agents today.
Business Property & Equipment
covers your business and personal property against the risk of damage from fire, natural disaster, vandalism and theft. Tom Plummer Agency offers tailored policies with expanded coverage that often reimburse on a replacement cost basis in the event of loss.
General Liability Insurance
protects the business against third party claims in the event of a loss. Tom Plummer Agency designs your insurance packages according to your business requirements and helps you identify key factors to reduce risk.
Commercial Umbrella Insurance
adds an extra layer of commercial liability protection for your business. If your business has numerable assets, consider the extra coverage that goes beyond general liability insurance to ensure extended protection in the event of major claim or lawsuit.
Professional Liability Insurance
is important for manufacturers and service oriented businesses in Indiana to protect assets against claims concerning “errors and omissions” that have possibly caused injury, loss or damage to another party.
Workers' Compensation Insurance
is mandatory in most states to cover costs for employee work related injuries. Standard policies pay lost wages and medical expenses and protect your business against lawsuits from work related accidents.
Our objective is to provide individual attention in planning and servicing our client's insurance. Our staff attempts to always serve the best interests of the insured in an ethical and effective manner. We invite all contacts for a complimentary quote and pledge our best in satisfying every inquiry. Below are targeted commercial risks:
- HVAC Contractors
- Electrical Contractors
- Plumbing Contractors
- Concrete Contractors
- Grading of Land/ Light Excavation
- Painting Contractors
- Janitorial Services
- Lawn Care/ Landscaping Contractors
- Floor Covering Installation
- Carpet Cleaning
- Metal Goods Mfg.
- Machine Shops
- Electrical Equipment Mfg.
- Other Light Manufacturing
- Vending Services
- Office Machine Installation & Repair
- Dental Laboratories
- Golf Courses
- Funeral Homes/ Cemeteries
- Auto Repair
- Barber/ Beauty Shop
- Electrical Equipment
- Beverage Distributors
- Fruit or Vegetable Distributors
- Grocery Store
- Auto Parts Stores
- Second Hand Stores (excluding products)
- Furniture or Antique Stores
- Florists or Nurseries
- Music or Art Instruction
- Real Estate
- Golf Courses
- Lessor's Risk Buildings
- Plastic or Rubber Good Mfg.
- Farm Market Vendors